One type requires you to apply for and receive a consolidation loan to replace all past debts and bills.
Mortgages, car loans, or home equity lines of credit are all secured debts and cannot be enrolled in a debt management program.
The order of this list will be based on which repayment strategy you feel will benefit you the most.
Take a moment to review these tips if you are uncertain what options are available or what each one entails.
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